It’s difficult to pay for these when they need to be split between you and your housemates. Therefore, setting up a joint bank account for household bills is a great way to keep on top of things. Then every housemate can pay their share into this account every month to cover the bills. The easiest way to do this is to set up ‘Standing Orders’ (for the money going out of housemates accounts into the joint Household Bill Account) and ‘Direct Debits’ (for the money coming out of this joint account to pay utility providers). It’s important that the date for the Standing Orders are prior to the Direct Debits, that way everyone would have paid the money in BEFORE the bills go out. Then it’s all automatic! No one has to be relied upon to remember to do it, and, you won’t get any fines or scary letters for late payments.
Don’t forget some utility suppliers only bill you on the quarter (every 3 months) which can be very hard to budget for. To avoid this, call your supplier and ask them to estimate the monthly usage of water/gas/electric and set up a direct debit for this amount to go out every month (preferably from the joint ‘Household Bill Account’ you all set up). This way you’re safe from being stung with a large unexpected bill, 3 months down the line, that’s not been accounted for.